Our mission is to provide financial services to the public through trained and skilled professionals and to offer a variety of quality products and services that serve the best interests of our clientele.
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Our mission is to provide financial services to the public through trained and skilled professionals and to offer a variety of quality products and services that serve the best interests of our clientele.
*The use of Trusts involves a complex web of tax rules and regulations. You should consider the counsel of an experience estate planning professional before implementing such strategies.
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Cantrell Financial Services was founded in 1970 by Jerry D. Cantrell, CLU, ChFC. His vision for our company has brought us to where we are today. He retired after 46 years in the business on June 30, 2016.
He has been a true asset to our community as he has been an Adjunct Professor at Tennessee Technological University and WCTE-TV Color Commentator for the Tennessee Technological University Golden Eagles Football games (25 years).
He has also been a Past President and Vice President of the Chamber of Commerce of Putnam County, Northeast Parent/Teachers Association and the Tennessee Technological University Athletic Foundation
He was a Founding President of the Cookeville Boys Club; Charter Member, Cookeville Exchange Club; Recreation Chairman and Cookeville Tomorrow Committee.
His experience in business and passion for his community have been the foundation of our organization.
These resources are here to help answer some of your financial questions. They are not intended to predict future returns or results. Rates of return will vary over time, particularly for long term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.
This calculator will show you the future monthly income you may need when you retire. It is a good way to see how close you are to reaching your retirement goal.
Email us your results and we can help you get started today!
This calculator is here to help you decide how much life insurance you may need in order to cover your risks. Answering a few simple questions is all it takes.
Email us your results and we can help you get started today!
Once you have reached age 72 the IRS requires you to withdraw a minimum amount, also known as the Required Minimum Distribution, from your retirement account. This amount is based on your age and your December 31st account value from the prior year; therefore, it will change each year. This resource is here to help you estimate your required amount each year.
This analysis lets you see how you compare to your peers in a number of financial areas.
This resource will give you a better idea of the potential costs associated with sending one or more children to college. Plan now to start saving for your child's future.
Email us your results and we can help you get started today!
This report can help you itemize your expenses to see where your money is going each month. Tracking your spending can help you save more and prepare for a better financial future.
This resources will help you determine if converting your Traditional IRA account makes sense for you and your financial goals.
Email us your results and we can help you get started today!
This helps you calculate the Required Minimum Distribution you must take from a Traditional IRA account you inherited (different rules may apply if it was inherited from a spouse). This amount is based on a number of different factors including your current age; therefore, it will change each year. This resource is here to help you estimate your required amount each year.
Distributions from traditional IRAs and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59½, may be subject to an additional 10% IRS tax penalty. Converting from a traditional IRA to a Roth IRA is a taxable event. A Roth IRA offers tax free withdrawals on taxable contributions. To qualify for the tax-free and penalty-free withdrawal of earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 59½ or due to death, disability, or a first time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to state taxes. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.
Please Note: These links are being provided strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information or programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites to which you are linking.
While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.
To help prepare for this meeting, you should have a basic idea of your current financial picture and financial goals. How are things now? Do you have any concerns? What do you hope to accomplish in the next few years and longer term?
